United States
2 months agoJob Overview
Job Type
ContractorPay
Not disclosedJob description
- Location:
- United States
- Work arrangement:
- On-site
Role Summary
This is a remote position.
The Payments Business Analyst will bridge business, product, compliance, and engineering teams to deliver secure, efficient, and scalable payment solutions. The role focuses on requirements gathering, payment flow analysis, integration support, and ensuring alignment with regulatory and operational standards.
Responsibilities
- Gather and document business requirements for payment products and solutions.
- Analyze end-to-end payment flows including collections, disbursements, and settlements.
- Define functional specifications for payment APIs and integrations.
- Work with Product Managers and Engineers to design payment system workflows.
- Support integration with banks, payment gateways, and fintech partners.
- Identify and document business rules for transaction processing and reconciliation.
- Assist in testing, UAT, and validation of payment functionalities.
- Ensure compliance with relevant payment regulations and standards.
- Support issue resolution related to payment processing and transaction failures.
- Collaborate with stakeholders to improve payment efficiency and user experience.
Requirements
- Bachelor’s degree in Business, Finance, Computer Science, or related field.
- 3–6 years of experience as a Business Analyst, preferably in payments or fintech.
- Strong understanding of payment systems and digital financial services.
- Experience working in Agile environments.
- Ability to translate business needs into technical requirements.
- Strong analytical, documentation, and stakeholder management skills.
- Good understanding of system integrations and APIs.
- Technical & Functional Expertise
- Financial regulations (AML, KYC, CBN guidelines, GDPR, etc.)
- Risk & compliance frameworks
- Regulatory reporting and audit processes
- Policy development and governance frameworks
- Data privacy and cybersecurity regulations
- Fintech and digital payments compliance
- Cross-border regulatory understanding
- Product compliance integration (working with engineering/product teams)
- Role:
- PAYMENTS BUSINESS ANALYST
- Job Type:
- Contractor
Company profile
Black Financial Consult
blackfinconsult.comBlack Financial Consulting Group is a technology consulting and delivery firm that builds, modernizes and scales digital products, enterprise platforms, cloud and AI solutions, and banking and payments capabilities. It focuses on execution and takes ownership of delivery for high-stakes products and platforms rather than only advising. The firm has offices in New York, Toronto and Lagos.
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