LOAN OFFICER

LOAN OFFICER at iScale Solutions in Cebu City, Central Visayas, Philippines.

Role Summary

• Evaluate credit worthiness by processing loan applications and documentation within specified limits
• Interview applicants to determine financial eligibility and feasibility of granting loans
• Determine all applicable rations and metrics and set up debt payment plans
• Communicate with clients either to request or to provide information
• Justify decisions (approvals/rejections) and report on them
• Complete loan contracts and counsel clients on policies and restrictions
• Update job knowledge on type of loans and other financial services
• Maintain and update account records
• Assess customer needs, explore all options and introduce different types of loans
• Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas
• Operate in compliance with laws and regularization and adhere to lending compliance guidelines

Requirements

• At least 2 years experience in the field of accounting and/or banking (loan officer)
• Must have a good grasp of reading and understanding balance sheets
• Good mathematical skills
• Proficiency in excel is requires
• Knowledge in SQL is and advantage
• Good at analytical thinking
• Has attention to detail
• Good written and oral communication skills
• Can work with less supervision
• Good interpersonal skills
• Willing to work in Keppel building , Business park, Cebu City

Benefits

All your information will be kept confidential according to EEO guidelines.

About the Company

iScale Solutions works with technology companies to effectively scale their development, support and operations processes.