Compliance Officer

Compliance Officer at incard in London, United Kingdom.

Responsibilities

HO WE’RE LOOKING FOR

• We’re looking for a Compliance Officer to support Incard’s client onboarding, financial crime controls, and regulatory operations.
• You’ll work closely with the Compliance, Risk, and Operations teams to ensure customers are onboarded safely, monitored correctly, and reviewed in line with regulatory requirements. This is a hands-on role at the heart of our day-to-day compliance operations.
• This role is ideal for someone who enjoys operational excellence, attention to detail, and working in a fast-growing fintech environment.

CLIENT ONBOARDING & KYB / KYC

• Perform KYB and KYC reviews for new customers
• Review corporate structures, UBOs, directors, and controlling persons
• Assess onboarding documentation and identify risk factors
• Support enhanced due diligence (EDD) where required

ONGOING DUE DILIGENCE

• Conduct periodic reviews of existing customers
• Monitor changes in customer profiles, ownership, or activity
• Support event-driven reviews triggered by risk or transaction behaviour

TRANSACTION & NAME SCREENING SUPPORT

• Support transaction monitoring reviews and investigations
• Assist with name screening alerts and false-positive resolution
• Escalate suspicious activity to senior compliance or MLRO where appropriate

AUDIT, REPORTING & CONTROLS

• Support internal and external audits and regulatory reviews
• Help prepare compliance reports, evidence packs, and audit responses
• Maintain accurate records, logs, and case documentation

CROSS-FUNCTIONAL COLLABORATION

• Work closely with Customer Support, Product, and Operations teams
• Provide guidance on compliance requirements during onboarding and lifecycle events
• Help improve onboarding and monitoring processes over time

Requirements

• 2–5+ years of experience in compliance, KYB/KYC, or financial crime operations
• Strong understanding of CDD, EDD, and AML fundamentals
• Experience reviewing corporate structures and beneficial ownership
• Familiarity with transaction monitoring and name screening processes
• Comfortable working with compliance tools and case management systems
• Strong attention to detail and good judgement
• Clear written and verbal communication skills

NICE TO HAVE

• Experience in fintech, payments, or e-money institutions
• Knowledge of EU or UK AML regulations
• Experience supporting audits or regulatory exams
• Familiarity with tools such as World-Check, ComplyAdvantage, or similar

Benefits

• Competitive cash-based compensation
• Incard stock options
• 25 days of paid time off per year, plus bank holidays and your birthday off
• Global health insurance and unlimited paid sick leave

About the Company

ABOUT INCARD

Incard’s mission is to build the financial operating system for entrepreneurs.

We are focused on creating a system where business banking, financial tools, and application logic are coordinated into a single control layer.

Through the app store, entrepreneurs and developers can build industry-specific functionality as their business evolves.