Backend Architect - Pay&Card Tech

Role Summary

As a Backend Architect on the Pay&Card Team, you will be responsible for architecting and building card-related systems end to end. You will work closely with cross-functional teams to design scalable, secure, and compliant infrastructure that supports card systems and lifecycle management.

Responsibilities

• Architect, build, and maintain backend systems for card issuing and card lifecycle management
• Lead the technical design and implementation of card certification processes (Visa, MasterCard, Apple Pay / Google Pay onboarding programs)
• Define and drive the system architecture, service boundaries, and integration patterns for card platform services
• Ensure system reliability, scalability, and compliance with payment network standards
• Collaborate with product, compliance, and engineering teams to translate business requirements into technical specifications
• Establish engineering best practices, code quality standards, and technical documentation for the team
• Work hands-on — this is a builder role, not a pure advisory position

Requirements

• 8+ years of backend engineering experience with strong Java / Spring expertise
• Direct experience building or maintaining a card system
• Experience with card certification processes and/or card onboarding programs
• Strong system design and architecture skills, with experience in distributed systems and high-throughput payment infrastructure
• Understanding of card network standards, payment flows, and compliance requirements

Preferred Qualifications

• Experience at a fintech, startup, or crypto company that has issued cards
• Familiarity with card lifecycle management, tokenization, and payment gateway integrations
• Experience working in agile, fast-paced environments with short release cycles

Why Binance

• Shape the future with the world’s leading blockchain ecosystem
• Collaborate with world-class talent in a user-centric global organization with a flat structure
• Tackle unique, fast-paced projects with autonomy in an innovative environment
• Thrive in a results-driven workplace with opportunities for career growth and continuous learning
• Competitive salary and company benefits
• Work-from-home arrangement (the arrangement may vary depending on the work nature of the business team)
• Binance is committed to being an equal opportunity employer. We believe that having a diverse workforce is fundamental to our success.
• By submitting a job application, you confirm that you have read and agree to our Candidate Privacy Notice .

About the Company

The Binance Pay&Card team is revolutionizing the way people transact and manage their finances globally. Binance Pay is a cutting-edge payment solution that enables users to send, receive, and pay with crypto seamlessly. Join us to be part of a dynamic team driving the future of digital payments and financial technology.