Financial Analyst Associate (m/f/d) Luxembourg Line of Service Assurance Industry/Sector Not Applicable Specialism Assurance Management Level Associate Job ID: 733615WD Job Description & Summary Meet your future team You will join PwC Regulated Solutions within the Insurance Managed Services team, working alongside specialists in captive structuring, actuarial analysis, and risk financing. The team collaborates closely with clients and internal experts to deliver strategic captive solutions across jurisdictions. What your role will look like As an Associate, you will contribute to the design and implementation of captive (re)insurance solutions, supporting clients in optimizing their risk financing strategies. Your work transforms complex data and regulatory requirements into actionable financial insights that guide strategic decisions.
- Analyze risk profiles, historical loss data, and financial impacts to assess captive feasibility
- Consolidate and interpret large datasets (claims, premiums, exposures) to generate meaningful insights
- Support the development of financial models, business plans, and profitability projections
- Contribute to the structuring of captive solutions, including governance, reinsurance strategy, and capital considerations
- Support regulatory and Solvency II analyses to ensure compliance and sound capital planning
- Collaborate with internal and external stakeholders to ensure alignment across projects
- Contribute to automation initiatives (e.g. Python, R, VBA) to improve analytical processes and efficiency Your growth and opportunities You will develop technical expertise in insurance, financial modelling, and regulatory frameworks while gaining exposure to international captive structures. As your experience grows, you will take more ownership of analyses and client interactions. The skills you bring
- Master's degree in Finance, Actuarial Science, Financial Engineering, or a related field
- Initial experience or strong academic exposure to insurance, reinsurance, captives, or risk financing
- Proficient use of Excel and working knowledge of PowerPoint and Word
- Understanding of insurance mechanisms and Solvency II frameworks
- Fluent in English and French Ways of working
- Analyse complex data and structure information to support sound financial decisions
- Collaborate effectively with diverse stakeholders to achieve project outcomes
- Show curiosity and continuously build knowledge in insurance, regulation, and analytics
- You act with integrity, handle confidential information with care, and uphold high ethical standards in every situation Additional skills that would support your success The skills listed reflect what matters most to succeed in this role. If your experience aligns with them, even if your path looks different, we encourage you to apply and start the conversation with us. Take your next step Strengthen your expertise at the intersection of finance, data, and insurance by contributing to strategic projects with real client impact. Work with specialists, explore complex risk financing solutions, and build capabilities that position you at the forefront of an evolving market. Grow here. Go further. PwC Luxembourg (www.pwc.lu) is the largest professional services firm in Luxembourg with over 3,600 people employed from 90 different countries. PwC Luxembourg provides audit, tax and advisory services including management consulting, transaction, financing and regulatory advice. The firm provides advice to a wide variety of clients from local and middle market entrepreneurs to large multinational companies operating from Luxembourg and the Greater Region. The firm supports its clients in creating the value they are looking for by contributing to the smooth operation of the capital markets and providing advice through an industry-focused approach. At PwC, we help clients build trust and reinvent so they can turn complexity into competitive advantage. We're a tech-forward, people-empowered network with more than 364,000 people in 136 countries and 137 territories. Across audit and assurance, tax and legal, deals and consulting, we help clients build, accelerate, and sustain momentum. Find out more at www.pwc.com and www.pwc.lu.
